You are about to discover all the information you need to make an informed decision about obtaining a mortgage.

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Dear Neighbor,

My name is Dave Ruocco. I want to thank you for taking the time to visit my website, where I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current mortgage. I am a Mortgage Consultant serving Saint Augustine, Jacksonville and the surrounding areas.

So why all this talk about Loan Modification and Credit Repair from a Mortgage Lender? Well, because Congress has recently made Loan Modification a viable and smart alternative to a new refinance. And, who would you rather have help you negotiate that loan modification; another lender who has been funding mortgages for 10 years, or a fly by night loan mod company that just opened their doors last month? We have the expertise and experience.

Credit Repair has become vitally important because Fannie Mae and market forces keep raising the FICO score bar higher and higher. In the past you could qualify with a lower score or no score. That has changed. A large percentage of you, with your current credit score, do not qualify today. So we have provided the tools and solutions to get you where you need to be.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other Florida mortgage lenders, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.

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We will never share your email address with anyone.

If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Florida or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the loan you need for the home you want.

Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me in my Saint Augustine, Florida office at 888-770-3466. I am here to help you with all your mortgage needs.

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call my Saint Augustine, Florida office at 888-770-3466.

Before you leave, make sure you review the Florida Home Buying Resources, Insider Reports and  Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.